I recently got to sit down with one of my favorite parents and friends, Rachel Cruz. Rachel is a New York Time best-selling author and a mother of two beautiful girls. She travels the country teaching parents, families and young adults about how to spend money wisely, save money and teach your kids good money habits.

On her show, The Rachel Cruz Show, I got to answer some wonderful questions from parent viewers. One of my favorites was this:

How do you make sure your kids turn out to be moral, independent and kind-hearted souls?

This is such a good and important question for parents to be asking. We have to stay focused on not just raising our kids well now, but raising them to be good adults, good employees, good spouses and good friends. We do this by focusing on their character, which is exactly what this parent is getting at.

So, how do you make sure your kids turn out to be moral, independent, kind-hearted and overall, good people? It’s pretty simple actually: You model that behavior.

We have to stay focused on not just raising our kids well now, but raising them to be good adults, good employees,…