“I wish I would’ve known this stuff when I was younger.”

That’s a statement I hear all the time. Too many adults these days learned little, if anything, from their parents and schools about money—meaning marketers and our spend-happy culture filled in those gaps.

That’s why I’m so passionate about changing how the next generation views money. And that’s why it’s so important for parents to get involved. Sure, you’ve got a lot going on—soccer games, cheerleading practices, church groups.

But no matter how busy life may be, it’s important to teach your kids about money as early as possible. When you make it a priority now, they’ll make it a priority when they’re an adult!

No matter how busy life may be, it’s important to teach your kids about money as early as possible. – Rachel Cruze

Let’s take a look at three ways you can teach younger kids (think pre-school to pre-teen) about money.

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Create Teachable Moments

With kids under 14, you don’t need to sit down and do a written budget. Their envelope system, or the money in the piggy bank, is their budget. I suggest using three envelopes or jars, labeled Spend, Save and Give.

When…